Comfort Security and Your Insurance Policy

Each year, more cars and drivers hit the roads. This can lead to an increased likelihood of a car accident. If you get in a car accident, the auto insurance you own can make a large difference in how much you have to pay. How can you determine what insurance you need and where you should go to buy it? Mandated coverage varies based on the state/province but typically includes the following: Liability: Pays for expenses due to bodily injury and property damage to others that you have caused. If you are in legal trouble, it also pays your legal fees. Recommended, higher levels of insurance can be purchased that take care of more than the lower, state-mandated varieties. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. State government typically sets minimum amounts. Medical Payments: This coverage can be purchased in non-no-fault states; it pays despite who carries responsibility for an accident. It pays for an insured person's necessary medical and funeral expenses for bodily injury from a crash. Collision: Pays for damages to your car caused by a collision. Comprehensive: Cover your car from all non-collision damages when you buy this type of coverage. This can include protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: Thousands of drivers are ignoring the law by driving a car without having the proper amount of car insurance. This type of coverage will cover you if you are in an accident with one of these drivers. Under-Insured Motorist: Many drivers have liability insurance that might not be able to cover all the expenses they are supposed to take care of. Under-insured motorist coverage covers you from those drivers. Emergency road service, car rental, and other varieties of car insurance can also be purchased. Auto Insurance Quotes Clermont